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Payday Loans Made Simple

Welcome to the website of Payday Loans Tree. We are a wholly UK based short term lender, offering small value loans between £75 and £400 to new customers over the internet or via telephone application. These loans generally fall due for repayment on your next paydate. Customers who have borrowed from us before and successfully repaid may be able to borrow higher amounts, possibly up to £1,000, although not everyone will qualify for this amount.

These payday loans, as they are known, have received much attention recently: there has been an OFT review, a televised Parliamentary Committee evidence session and many research reports. Indeed when the transfer to the new regulator, the FCA, happens in April 2014, there are a number of proposed new rules coming into effect which the regulator believes will enhance consumer protections.

You know where you are with Payday Loans Tree. We have fully UK based call centres where, during our opening hours (that are detailed on our website), you will be able to speak to our customer service agents. We invest a lot of time in training and developing our people so you can be reassured they will listen to your query and respond appropriately. Payday Loans Tree has been in the payday loans market for a few years now and is one of the more established lenders. We continually review the feedback we receive and act on this, so we are confident of giving our customers what they want in the payday loans products we offer.

Why Choose Us?

  • We have a wide network of lenders you won’t find anywhere else
  • Instant decision
  • Simple one page application form
  • There is no burdensome paperwork that you need to go through
  • Many loans transferred in just 1 hour


Payday Loans are considered as unsecured loans, so no security is required for the loan, and this is another reason whilst we can offer you the payday loans so quickly.

Having Bad Credit is not a Problem

Payday Loans are designed for the short term and are not suitable as a means of longer term finance, or for consumers in financial difficulty. If you feel you cannot manage your finances adequately, our website details free independent debt counselling agencies that may be able to help you get back on track. When considering taking out a payday loan, you should always think about possible alternatives, or if you really need to borrow at all. Being able to repay on your paydate is important, too, and you should think about how this will affect your financial position when the repayment falls due – not just about what you might do with the loan if granted.

At Payday Loans Tree we do understand that circumstances can change quickly, so our agents are on hand to help you through various options available if you unexpectedly find other demands on your money when it comes to settling the amount payable. However, we do expect you to honour your side of the contract and pay us back. We always prefer it if you do engage with us – if we don’t hear from you then we don’t know why you haven’t been able to pay. We endeavour to treat genuine cases of financial difficulty with forbearance as we would wish to find solutions that work for both parties, so don’t be afraid of contacting us if you find you may not be able to make the required repayment on time.
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"Easy to use. Very clear instruction. Fair terms. Thanks!"
Charlotte from London
Karl - Payday Loans
"Excellent service low rates! No problems whatsoever."
Karl from Liverpool
Payday Loans
"Easy to use. Very clear instruction. Fair terms. Thanks!"
Charlotte from London
Karl - Payday Loans
"Excellent service low rates! No problems whatsoever."
Karl from Liverpool
Copyright 2013 Payday Loans | Contact Us | Terms & Conditions | Privacy Policy
Loans subject to status. Minimum applicant age 18 year.
Representative Example: £275 borrowed for 28 days. Annual interest rate of 359.40% (fixed). Total amount repayable by one repayment is £357.36. 2949.1% APR Representative

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